While Other Mortgage Companies Our Laying Off Loan Officers and Going Out of Business, We Are Hiring And Our Loan Officers Are Still Doing Lots Of Loans.

If you have been laid off from a mortgage company lately and are looking for another mortgage company to work for, or if you are contemplating going into another business because of the uncertainty of the mortgage markets, we would like to talk with you if you meet the following requirements:

1) You have a North Carolina Loan Officer Origination License.

2) You have at least One Year Loan Officer Origination Experience.

3) You can prove that you can originate at least two loans per month.

4) You are self motivated and don’t need a lot of hand holding to get you to generate business.

5) You are able to produce your own leads and close them.

If you meet the criteria above, we want to talk with you about working with our company. Our compensation package is better than any other in the business and we offer the products that many other companies could not so that you can keep on generating business during these times that many other companies consider to be a turbulent mortgage market.

Why Has Innovative Lending Solutions Been Able To Weather The Storm

At Innovative Lending Solutions we are busier than ever before since we are getting a lot of the clients that other mortgage companies were getting before. Many of the companies that closed were not able to offer Government programs because they did not meet the qualifications to apply for the appropriate licenses to get approved to offer these programs. These Government programs are what has taken over the “Sub-prime” market and they are able to help more borrowers and put these borrowers into a better position than any sub-prime product could. The programs offer the following:

1) 97% to 100% Financing at low single digit interest rates (as of 8/31/07 a 6.125% =PAR Pricing and 7%=3.32 YSP)

2) Your YSP is not limited to 3% (can be as high as 5%) and you can still receive 2% origination Fees beyond YSP.

3) There is not FICO Requirement. (I am not exaggerating here) We do loans with credit scores as low as 500 for purchases and refinances and we still get everything else that you see in this list of what government programs offer.

4) These products can be used for purchases and refinances

5) You make far more money with these products than any sub-prime loan that you have ever done, but you help to put the client into a better position at the same time because the rates are much lower.

6) These programs have almost the exact same qualifying requirements as sub-prime loans do.

In reality these programs are what should have been offered to borrowers instead of sub-prime loans but because sub-prime loans were more accessible to mortgage companies without having to qualify to offer them to clients, that is what many companies decided to offer to their clients without ever mentioning government program options. Government applications have increased by over 30% in the last two months.

Don’t Forget: We do offer all of the other loan programs that other lenders offer (Conventional, Alt-A, Sub-prime, Jumbo, My Community, DU/LP Accept, etc.) along with the Government Programs mentioned.

What Can Innovative Lending Solutions Offer You As Your Employer?

Training On How To Successfully Convert Clients That You Couldn’t Before:

At our company we will teach you a process that will help you to convert more clients that you normally would have let go to other brokers in the past. Have you ever had a client that you could not get approved but you found out that they still ended up buying a home or refinancing just one or two months after you told them that they couldn’t qualify? Usually the issue is either credit or not being able to offer Government programs. We will teach you how to change a person’s credit around in just 1-3 months and we offer the Government programs that will make you competitive.

A Great Compensation Package:

We offer a Compensation & Benefits package that is comparable if not better than any other in the industry.

1) Incredible Commission Structure of 70% on each loan closed

2) Retirement and profit sharing plan

3) Health Insurance

4) Guaranteed 5% bonus if production level of $100,000 reached (bonus does increase with higher production)

5) Employees who produce at the $100,000+ level will also receive a 5day all expense paid trip as an additional bonus (Current Trip is to the Half Moon Resort in Montego Bay Jamaica)

6) We provide you with your own website (best in the industry) Once you show that you are on track to produce at the $60,000 level+.

7) We offer In-House Processing of loans if you choose to participate so that you can dedicate your time to producing more loans instead of processing

If you are interested in learning more about this Loan Officer Position or Applying Fill out the information below and we will send you an Application by mail or email immediately. Also, forward your resume to us by one of the following methods and we will arrange for an interview with you soon:

Email: Info@InnovativeLendingSolutionsLLC.com

Fax: (815) 301-9318